Open Access Journal

ISSN : 2394 - 6849 (Online)

International Journal of Engineering Research in Electronics and Communication Engineering(IJERECE)

Monthly Journal for Electronics and Communication Engineering

Open Access Journal

International Journal of Engineering Research in Electronics and Communication Engineering(IJERECE)

Monthly Journal for Electronics and Communication Engineering

ISSN : 2394-6849 (Online)

ATM Security using Fingerprint Authentication and OTP

Author : Aruna R 1 Sudha V 2 Shruthi G 3 Usha Rani R 4 Sushma V 5

Date of Publication :25th May 2018

Abstract: In this paper, we propose to add more security to the current ATM Systems. By using Biometric Authentication and GSM technology, we can overcome many of the flaws introduced by our current ATM system such as shoulder surfing, use of skimming device, etc. In our proposed system, Bankers will collect the customer’s as well as respective nominee’s fingerprint and mobile number at the time of opening the account. The primary step is to verify currently provided fingerprint with the fingerprint which is registered in the Bank’s database at the time of account opening. If the two fingerprints get matched, then a message will be delivered immediately to the user’s mobile number which is the random 10 digit pin number called as One Time Password (OTP). This OTP can be used only once, thus this avoids various problems associated with the present system. For every transaction, new OTP will be sent to account holder’s mobile number, thus there will not be fixed PIN number for every transaction. Thus, PIN number will vary during each transaction assuring security

Reference :

    1. Ricardo Janes, (2010), A Study on the Available Biometric Technologies Used in Order to Control Security in Physical Access, Issue 6 Vol 5
    2. Sanket Rege, Rajendra Memane, (2013), 2D Geometric shape and color recognition using Digital Image Processing, International Journal of Advanced Research in Electrical, Electronics and Instrumentation Engineering Vol. 2, Issue 6
    3. Maninder Singh, Shahanaz Ayub and Raghunath Verma, “Enhancing Security by averaging multiple fingerprint images,” Proc. International Conference [4] S.S, Das and J. Debbarma, “Designing a Biometric Strategy (Fingerprint) Measure for Enhancing ATM Security in Indian e-banking System”, International Journal of Information and Communication Technology Research, vol.1, no. 5, pp.197- 203, 2011.
    4. W.W.N. Wan, C.L. Luk, and C.W.C. Chow, “Customers Adoption of Banking Channels in Hong Kong”, International Journal of Bank Marketing, vol. 23, no. 3, pp. 255-272, 2005.
    5. Wikipedia the free encyclopedia, “Biometrics”, Downloaded March 20, 2012 from http://en.wikipedia.org/wiki/Biometrics.
    6. B. Richard and M. Alemayehu, “Developing E-banking Capabilities in a Ghanaian Bank: Preliminary Lessons. Journal of Internet Banking and Commerce, vol. 11, no. 2, 2006. Downloaded March 15, 2012 from http://www.arraydev.com/commerce/jibc/
    7. P.K. Amurthy and M.S. Redddy, “Implementation of ATM Security by Using Fingerprint recognition and GSM”, International Journal of Electronics Communication and Computer Engineering vol.3, no. 1, pp. 83-86, 2012.
    8. N.K. Ratha, J.H. Connell, and R.M. Bolle, “Enhancing Security and Privacy in Biometrics-based Authentication Systems, IBM Systems Journal, vol. 40, no. 3, pp. 614-634, 2001.
    9. N.K. Ratha, S. Chikkerur, J.H. Connell and R.M. Bolle. “Generating Cancelable Fingerprint Templates”, IEEE Transaction on Pattern Analysis and Machine Intelligence, vol. 29, no. 4, 2007. [8] B, Schouten and B. Jacobs, “Biometrics and their use in e-passport”, Image and Vision Computing vol. 27, pp. 305–312. 2009,
    10. S.A. Shaikh and J.R. Rabaiotti,. “Characteristic tradeoffs in designing large-scale biometric-based identity management systems”. Journal of Network and Computer Applications vol. 33, pp. 342–351, 2010.
    11. C.A. Oyeka, An Introduction to Applied Statistical methods. Enugu, Nigeria: Modern Avocation Publishing Company. Pp. 4, 36, 56. 1990. (IJACSA) International Journal of Advanced Computer Science on Communication Systems and Network Technologies, IEEE 2013

Recent Article